Nursing home reimbursement

[Steve M]

My client has been in a nursing home. His long term care policy reimbursed his LTC in the amount of $25000. It is not taxable income since it is a reimbursement - used form 8853

Just want to confirm whether or not he can claim the $25K as a medical expense on Sch A. I think not, but just wanted to be sure.

Thanks,

SteveM

[Pacun]

My client has been in a nursing home. His long term care policy reimbursed his LTC in the amount of $25000. It is not taxable income since it is a reimbursement - used form 8853

Just want to confirm whether or not he can claim the $25K as a medical expense on Sch A. I think not, but just wanted to be sure.

Thanks,

SteveM

That will be double dipping. You don't include your insurance premiums when you contribute pre-tax, correct? Similar situation.

[Jack from Ohio]

If he was reimbursed, he did not actually pay the expense, therefore no deduction.

[Steve M]

That will be double dipping. You don't include your insurance premiums when you contribute pre-tax, correct? Similar situation.

True enough, but LTC premiums are not pre-tax.

At any rate, I think you are correct that since the cost has been reimbursed, it cannot be claimed, but just wanted another opinion.

Thanks,

SteveM