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Posted

** Never mind **

Read through Chapter 8 in Pub 970 to figure it out.

Turns out in their case the IRS is only partially correct....

**

Client received a CP2000 for tax year 2009 claiming the Earnings on their 1099-Q are to be reported as taxable income. Their 529 did well - earnings of $4806 and $4189 on gross distributions of $15000 each.

All of the money withdrawn from their NY 529 plan was used to make payments for college expenses.

The CP2000 for this is incorrect ?

Has anyone else seen this ?

Thanks.

  • 3 weeks later...
Posted

>>All of the money withdrawn from their NY 529 plan was used to make payments for college expenses.<<

As you found out from Pub 970, using the money for "college expenses" is not in itself enough to exclude earnings from taxable income.

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