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I have been ignoring the annual bond premium amortization on a tax-exempt bond, and it was redeemed in 2008 with an original cost $1600 more than basis. IRS does not permit taking a loss on Sch D for this premium on a tax-exempt bond.

To cover my past mistakes (over 7 years), I want to just take the whole $1600 bond premium amortization in 2008, and then book the sale price equal to basis on Sch D. Since it is a small item on this return, I think this raises fewer flags than recording a loss on Sch D for a tax-exempt, which is verboten ! And I think it's too small an issue to amend any returns. Only state tax is affected.

What does anyone think? Is this a reasonable approach? Or am I just lazy?

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