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Posted

I searched for and found other posts on this topic, but have seen conflicting stuff on the internet.

Let's say someone filed their 2008 federal tax return last month (feb 2009) and gets a 2,000 refund.

Now that person purchases a 200,000 house in May 2009 and is a first time home buyer that qualifies for the full 8,000 credit.

Can this person now file an amended 2008 return in June 2009 and get an additional 8,000 for a total of 10,000 refund for tax year 2008?

If so, can this 8,000 credit be negotiated as part of your down payment before closing on the house? (probably not i guess)

Thanks!

Posted

Wouldn't/shouldn't the person just wait to claim the credit till on the 2009 return?

Why wait? Isn't having your money to gain interest or to put into long term investments better than letting the government hold onto it?

Posted

If so, can this 8,000 credit be negotiated as part of your down payment before closing on the house? (probably not i guess)

The state of Missouri has a program that will let you use the credit as a down payment at closing before you get the money. Maybe other states have something also.

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