N/T-Medicare, 1st of month DOB, and other annoyances

[jklcpa]

So, I will be 65 next month and applied for Medicare. I did not realize that really special people are born on the 1st of a month are eligible for Part A the month BEFORE turning 65, while Part B can begin in the month of the birthday.  This means that I was not eligible for that HDHP or to contribute to my HSA for the month of April, but at least I haven't overfunded it.  But WHY is eligibility a thing where Part A kicks in a month ahead?  WHY?!

Next, I decided to renew my state permits to practice. The portal is always very slow and now has a box that requires the date when I first registered for peer review. Well, I found the original letter from the AICPA showing my registration back in 1998, so the state is getting a copy of it!  So there, take that you pesky state!  I mean, It's only been 27 years already!

And then in the middle of that renewal, my most procastinating client ever called (again) to say is "working" on get documents together. I still don't have anything from for 2023, let alone this past year!  Arrggh!

On a brighter note, I delivered my final returns that have been completed for the season and filed the few that are on extension. I am taking a few days off now and will take hostilities out on some clay pigeons tomorrow!

Edited Sunday at 06:28 PM by jklcpa
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[Lee B]

Yeah, when I turned 65 I waited 6 months to start my Medicare Part D (Prescription Drug) plan because at that time I didn't have any prescriptions.

Unfortunately, I misunderstood how they counted 6 months. So now I pay a $3.20 penalty every month for signing up late

[TexTaxToo]

Of course, those really, really special people who turn 65 on January 1, start getting the over 65 standard deduction the previous year, when they are 64 the entire year.  Unless they died during the year, then they don't get the extra standard deduction.  Unless they died on 12/31, in which case they do get the extra. 

[JohnH]

5 hours ago, TexTaxToo said:

Of course, those really, really special people who turn 65 on January 1, start getting the over 65 standard deduction the previous year, when they are 64 the entire year.  Unless they died during the year, then they don't get the extra standard deduction.  Unless they died on 12/31, in which case they do get the extra. 

Now that's truly a once-in-a-lifetime opportunity.  

[jklcpa]

So much BS. My BCBS rep told me today that I should have had the Part D drug policy in place by April 1st also. She'd never heard of Part A ever being earlier than Part B, so when she looked into it, she could see that about my Part D date.