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Mine is clients that make multiple times my income but complain they can't make ends meet.  When I ask if they make a budget for expenses they look at me like I'm a space alien.

Of course they never have the money to make estimates or adjust W2 withholding like I suggest.  Yet they think they have the money to buy an expensive new car, live in a McMansion and take extravagant trips. Two of them just this week that look large 401K distributions in 2024 with no state tax withheld and only enough FIT to cover 10% penalty.

Another one with a rather large inheritance held in a trust as apparently parent realized they can't handle money. Supposedly, EJ told him he doesn't pay tax on inheritance. He can't understand me telling him he's not paying tax on the inheritance but on what it earns as shown on K1.  

Since they know they owe I never see them until April when my tolerance level is below zero.

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Posted
6 hours ago, kathyc2 said:

Mine is clients that make multiple times my income but complain they can't make ends meet.  When I ask if they make a budget for expenses they look at me like I'm a space alien.

I find the more people make the more they spend.  🤣   But we do have a few that are very frugal with their money.

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