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Posted

Highly compensated shareholder of S Corp has inquired about puting herself and spouse, also highly compensated by S corp, on such a plan. They are the only employees of the S corp.

Anyone have any suggestions.

TIA

Posted

Keep in mind that an HSA needs to be coupled with a high deductible health insurance policy. It does work well with S.corps in that the insurance is 100% deductible (assuming there are sufficient wages) and the HSA contributions are also 100% deductible. Also, I am not awre of any phase out limits for higher income individuals

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