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Posted

Is this correct?

TP is selling farm which includes personal residence. These are hypothecical figures.

farm purchased for $250,000 twenty years ago. Now selling for 1,000,000. The house will be considered 15% of sale or $150,000 with a basis of $50,000 so we have 100,000 excluded gain.

Tp will be seller fianacing $500,000 which will be considered installmnt sale.

Seller wants to do 1031 exchange on $200,000 with replacement property having 0 basis. (investment property)

This leaves $150,000 minus 1/2 basis (100,000) which will be taxable in current year (plus recapture on farm buildings.)

Posted

>>Is this correct?<<

Nope. Of the one mil proceeds, you are only exchanging 200K. That leaves 800 big ones as various kinds of boot, which completely smothers any chance of 1031 because the gain was only 750.

Take Section 121; pay tax on $650,000 capital gains.

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