Small employer health insurance credit

[David]

In reading the instructions for the health insurance premiums credit it appears that the company gets this credit only if they go through SHOP. This appears to be the Obamacare exchange or state exchanges. Is this true?

So if a company provided health coverage in the past for their employees and continued with the same company (Kaiser, United, etc.)do they no longer get the credit?

Or am I to assume that the insurance company they always used is now required to be part of SHOP, therefore the business still gets the credit?

Thanks.

[Lee B]

In order to get the credit the business was required to go thru SHOP, except for those states who couldn't get

 

SHOP up and running. In those cases each state could request a waiver for that requirement from HHS, in

 

which case HHS issued a state by state waiver of that requirement. I know my state of Oregon asked for a

 

waiver and received it.

Edited April 11, 2015 by cbslee