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I'm not seeing anything that death is an exception to exclude COD from income. 1099-C is marked Federal Student Loan. But I still don't see death as an exception. Just wanted to ask in case I'm missing something.

Posted

I'm not seeing anything that death is an exception to exclude COD from income. 1099-C is marked Federal Student Loan. But I still don't see death as an exception. Just wanted to ask in case I'm missing something.

No, death should not be a choice because you could leave millions and your estate should pay for the student loans. If there was no estate, then file form 982 as insolvent.

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