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Posted

I am seriously contemplating becoming an Navigator for the ACA. That way, I can be paid for teaching my clients how to use the Exchanges for purchasing healthcare insurance.

Currently, the IRS is inferring that I should provide this as part of the service I am currently providing.

Anyone else? 20 years ago, I had my State Insurance License. Maybe the knowledge I learned will finally pay off?

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Posted

I had originally considered becoming a Navigator. I have since come to my senses and will NOT. I will advise my clients about the tax implications and requirements, but when it comes to giving them advice about who, where and what to purchase for health insurance, I will opt out.

Three reasons:

1. The entire new system was broken when it was designed and is a total train wreck now.

2. I will not take on the liability of advising someone about those issues.

3. As I learn more about the ACA, I totally understand why so many states opted out of having exchanges. The liability now falls on the Federal Government when the system implodes and fails.

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