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Posted

Someone told my client that his early distribution is not subject to penalty because he started a new business with the distribution.

I cannot seem to find anything to substantiate that claim.

I say that it is subject to penalty.

If one of you says "you're right, Karen" I'll take some additional medication so I don't have a heart attack and believe what I read in the MTG.

Let me know

Thanks

Karen

Posted

>>Someone told my client that his early distribution is not subject to penalty because he started a new business<<

I believe that is true--somebody did him tell him that! Or at least he honestly believes that somebody told him. What he was probably actually told was that it was POSSIBLE to withdraw 401(k) money under a very loose application of the hardship exception. Possible, but still subject to normal tax and penalty.

Or it could be that odd tax shelter of rolling the employer 401(k) into a solo 401(k) at your own company, so you can invest your retirement funds in your own company. Maybe that's what someone told him to do.

Posted

Someone told my client that his early distribution is not subject to penalty because he started a new business with the distribution.

I cannot seem to find anything to substantiate that claim.

I say that it is subject to penalty.

If one of you says &quot;you're right, Karen&quot; I'll take some additional medication so I don't have a heart attack and believe what I read in the MTG.

Let me know

Thank

Karen

"You're right, Karen!"

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