Attaching an explanation

[Kea]

Client was taking substantially equal distributions from retirement plan. Last year plan paid out remainder of account while client was only 58 1/2 (so close). I found in the instructions that to recapture the 10% penalties that have not been paid over the last 10 years, you put the amount on line 3 of Form 5329 and "attach an explanation."

Is there some place in TRX to put an explanation? Or, should I just type up something, save it as a .pdf and then attach that to the e-file?

(And if anyone can help me get my client out of the 10 years of penalties, that would be great, too.)

Thanks

[Terry D EA]

I do believe you are correct with creating a pdf and attaching it to the e-file. Can't help with the explanation language. Good luck though.