I have always thought that children born of a US citizen were US citizens. If that is so, would the children not be able to receive a SSN and not need an ITIN?
While I don't disagree with the above, I always thought you had to make the computations on each individual account, but, could take the total distribution out of one if you did not want to take it out of each account it was computed against. It this another senior moment?
I would be interested in looking at those, if possible. I am curious, also, if anybody out there has developed a .pdf form fill tax organizer. I have thoiught of doing that, however, I don't really want to reinvent the wheel.
I don't agree with the premise that CC are a necessary evil. I have never lost a client because of not having CC availability for payments. I have never had a new client that came because I took CC. I went through this about 10 years ago and began to take CC. All it really did was cost me money. Well, the set up was expensive then ($700). From that point it was not bad because the fees charged are based upon CC usage. I had little usage, therefore few fees. I don't handle charge cards directly now. I have had a couple of requests and had to find alternative ways to handle it. It could be that ProPay or PayPal could satisfy that need for a minimal fee.